Affordable Cheap Dental Insurance

Let talk about dental insurance!

I hear stories each and every day from people who actually have dental insurance are still find themselves unable to afford basic dental care. Many visitors to this site are without insurance and in obvious need of dental care as well, but I have news those visitors ... even if you had dental insurance, you should still prepare to pay lots of money.

Don't misunderstand, even cheap dental insurance will save you LOTS of money but it will not pay for everything. Most plans have relatively low caps on allowable limits in addition to relatively low coverage on basic needs such as roto canals and dental crowns. If you have ever experienced the need for a root canal, you know what I mean. Dentist are unable to preform a root canel without giving you a crown of some type.

Insurance plans vary widely, so you will want to check around. For example, one provider may cover a root canal at 80% and a crown at 50%. In addition, you should carefully look into the allowable maximum coverage per year ... this will vary by plan as well. If you maximum dental coverage is $1500 per year for example and you are faced with $5000 in repairs, you will be faced with owing $3500! Keep in mind, this is if you are insured!:)

All dental insurance plans carry a maximum allowable coverage per year. This is easy to identify and inquire about but don't stop there:) Scratch beneath the surface to better understand all the details. As mentioned above, you will want to know the percentages reimbursed for of all proceedures. In addition, you will want to have a solid understanding of each proceedure ... what's involved with it, what does it entail, how long is it, what is the recovery time.

Do you have a favorite dentist in mind? Check to ensure the dental insurance plan covers your dentist! Not all dentists participate in various plans for various reasons. Dental insurance plans attempt to save themselves money and in effect you. Insurance plan providers negotiate predetermined/approved rates for all types of proceedures ... this is very similar to medical insurance plans. If you walk into a dental office without insurance and ask for a root canel, they may charge you $1000 for example. If you walk into a dental office with insurance and ask for a root canel, they may attempt to charge the insurance company $1000 but they may only received $700 ... why?, because the dental insurance companies have a predetermined rate.

Save Money!

How does a predetermined rate benefit you? Take the example above ... if the insurance company paid the dentist $1000 and you are responsible for 20%, you would pay $200. If the insurance company pays the dentist $700 and you are responsible for 20%, you only pay $140 which saves you $60.

Many of you may say - I can barely afford to put food on my table let alone pay for insurance. I have heard many stories over years and even more so with the current state fo the ecomony. I plan to research AFFORDABLE CHEAP DENTAL INSURANCE companies in coming weeks and will keep you posted on my findings. You might be surprised to know that dental insurance is not too expensive (relatively speaking). If you are facing serious dental issues, consider dental insurance ... check back often for my reviews or send a quick email if you have a question and I will do my best to answer!


Please take a moment to leave a comment. Please keep it clean and NO spam.

Screen Name:



99615 records found. Showing page 1 of 6641.

DATE: 1/25/2020 5:29:14 PM ... SCREEN NAME: KimTob
fluoxetine 30 mg
DATE: 1/25/2020 2:39:49 PM ... SCREEN NAME: AlanTob
doxycycline 500mg sildenafil 20 mg cost clomid order online uk buy furosemide 100 mg online accutane india amoxicillin 500 mg buy doxycycline buy levitra buying arimidex mexico celebrex 200 fluoxetine 20 mg albendazole 400 mg cost how to get prednisone prescription diflucan pill furosemide 40 mg coupon buy albuterol canada buy lisinopril uk diflucan 50mg capsules metformin 500 mg avodart 4 mg
DATE: 1/25/2020 2:01:03 PM ... SCREEN NAME: BooTob
albendazole 400 mg generic levitra price furosemide 40
DATE: 1/25/2020 1:05:08 PM ... SCREEN NAME: AmyTob
doxycycline cream
DATE: 1/25/2020 12:46:30 PM ... SCREEN NAME: JudyTob
prednisone 20 mg generic 12.5 mg zoloft doxycycline 100mg how to buy diflucan online albuterol coupon ventolin cost furosemide 20 mg tadalafil generic furosemide 40 mg amoxicillin 500 mg cost
DATE: 1/25/2020 10:29:08 AM ... SCREEN NAME: WimTob
buy ventolin over the counter with paypal
DATE: 1/25/2020 9:19:21 AM ... SCREEN NAME: AlanTob
furosemide generic sildenafil 100mg price furosemide 20 mg metformin 2000 mg generic dutasteride avodart capsule over the counter valtrex buy genuine levitra online cheap lisinopril no prescription how much is a diflucan pill albendazole 200 mg price in india buy accutane mastercard zoloft 25 mg tadalafil 20mg buy ventolin canada buy celebrex 200mg buy sildenafil amoxicillin 500 mg clomid otc buy generic vardenafil
DATE: 1/25/2020 4:35:24 AM ... SCREEN NAME: CarlTob
buy doxycycline from canada generic prednisone over the counter buy brand name celebrex albendazole usa buy arimidex
DATE: 1/24/2020 9:07:53 PM ... SCREEN NAME: CarlTob
avodart diflucan cream sildenafil 20 mg celebrex 400 mg capsule order ventolin online
DATE: 1/24/2020 6:55:49 PM ... SCREEN NAME: GeorgeSWITA
DATE: 1/24/2020 5:23:07 PM ... SCREEN NAME: AmyTob
diflucan coupon
DATE: 1/24/2020 1:47:59 PM ... SCREEN NAME: AmyTob
tadalafil india 20mg
DATE: 1/24/2020 12:08:14 PM ... SCREEN NAME: JaneTob
how much is accutane
DATE: 1/24/2020 10:45:42 AM ... SCREEN NAME: AmyTob
metformin 500 mg
DATE: 1/24/2020 9:12:33 AM ... SCREEN NAME: JudyTob
buy lisinopril prednisone 30 mg metformin usa lisinopril 20 mg brand name furosemide 50 mg generic accutane cost avodart singapore chlomid celebrex 7767 furosemide medicine

Shout Out Your Dental PainFree Medical and Dental Clinics